Terms & Conditions

Vinhans Liberty is not an insurance carrier and does not provide financial, legal, or tax advice. Information on this Site is general in nature and provided for informational purposes only. Insurance and financial products referenced on this Site are underwritten and provided by licensed third-party carriers (including but not limited to AIG, Athene, Nationwide Life, Fidelity & Guaranty Life, and Bestow). Any specific advice or product recommendation will only come from a licensed agent, and final terms are governed by the applicable carrier's policy documents, not by this Site.

Information submitted through the "Join Our Team" form is an expression of interest only and does not constitute an offer of employment, partnership, or guaranteed income. Any opportunity discussed is contingent on individual qualification, applicable state licensing requirements, and a separate agreement to be provided if you proceed. Vinhans Liberty does not guarantee income, results, or licensing approval for any applicant.